Credit cards can be a great way to earn rewards like cash back, airline miles, and hotel points.
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However, it’s important to use credit cards responsibly so that you don’t overspend or miss payments, which can damage your credit score.
Many cards offer real cashback, points, or miles on spending. Using cards responsibly helps build your credit score. Credit cards also offer fraud protection and benefits like rental coverage and extended warranties.
Why Credit cards are so Popular?
Credit cards are loved for their convenience, rewards programs, ability to build credit, purchase protections, flexibility, and perks.
With a credit card, you can make purchases easily online, over the phone, and anywhere cards are accepted without needing cash.
Many cards offer cashback, points, or miles on spending. Using cards responsibly helps build your credit score. Credit cards also offer fraud protection and benefits like rental coverage and extended warranties.
The flexibility of spreading payments over time and perks like lounge access are other attractions.